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SUCCESS STORY: FRANCHISE LENDING

A banking partner that understandsyour business.

After nine years in Brazil, Real Estate Developer Bruce Daniels was back in the States looking for his next big business endeavor. He began to look at franchise opportunities with Burger King, and his contacts suggested he get in touch with Northern Bank.

FRANCHISE EXPANSION CHALLENGE

"We started out closing on nine Burger King units in 2018,” Bruce explained, “then continued to build new units over the next two years.”

“Our operation is a little different in that we do a lot of new builds in addition to acquisition, so we needed to find a bank that understood that challenge and had a deep knowledge of the franchise business and the QSR (quick-service restaurant) space.”
NORTHERN BANK SOLUTION
“Bracken at Northern Bank knows the industry inside and out,” Bruce said. “He understands the QSR business and has been tremendously helpful in getting us the loan we needed to expand.”

“He knows when we have new builds coming up and how stressful that can be and follows up quickly, getting things done for us within a few days. Thanks to Northern Bank, we were able to open 16 restaurants in just 13 months.”

Lawrence Brown, Bruce’s new business partner, explained why he thinks Northern Bank is the ideal banking partner. “Northern Bank is by far the most creative bank I’ve ever worked with,” he said. “They make it a point to offer products that are a little bit different than everyone else. Being a family-owned business allows them to think beyond just the standard industry products and services and provide something that no one else can.”

A Growing Partnership

“If we have the right operations team and financial partner, we can grow quickly,” Bruce said. “We want to continue to develop in the Carolinas and be a 100-unit operator.”

"Northern Bank is the perfect partner to make that happen.”

About Bruce Daniels and Lawrence Brown

Burger King Franchise Owner/Developer, Bruce Daniels, operates more than 50 stores located in the Carolinas. He received the Developer of the Year Award from Burger King in 2020. Recently, he brought on his former colleague, Lawrence Brown, as his partner in the business. Prior to joining Bruce, Lawrence worked for Burger King corporate. Together, they have plans to continue to expand their units with both new builds and acquisitions, with the help of Northern Bank.

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