In honor of Independence Day, Northern Bank branches and the Contact Center will be closed on Thursday, July 4. As always, mobile banking, online banking and our ATM network are available to you 24/7.

Health Savings Account

Don’t let your high deductible get you down.
Save up with an HSA.

An easy, convenient way to save for healthcare expenses.

Reduce your tax bill and have the convenience of a debit card to make all of your healthcare purchases.

Competitive interest rate.

No monthly service charge.

No minimum balance required to maintain account.


Your contributions are not subject to Federal or state income tax1. Most states do not impose a state income tax.

The interest you earn on your HSA account is tax exempt.

Your withdrawals to pay for qualified medical expenses are tax free deductions. You also do not have the same “use it or lose it” rule as a Flexible Spending Account (FSA), so you can let your account grow and save for future medical expenses.

Vice President, Spectrum Industries

I was so impressed with the service I received from Northern Bank, I told my husband, who owns a different company, that he should set up an HSA too. I even told my insurance agent he should start referring Northern Bank to his customers, because Northern Bank made it so easy for us.

Ready to take the next step? We’re here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams.