Important Notice: Beware of fraudulent calls claiming to be from Nacha. Scammers are targeting organizations that originate ACH payments, stating they need to review your current ACH files. Nacha will never contact you directly to ask to review ACH files in this manner. If you receive a call matching this description, or alerts of suspicious activity on your account, please contact us immediately at 1-800-273-6908 Option "0".

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Partner Site Disclaimer

By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours. 

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Health Savings Account

Don’t let your high deductible get you down.
Save up with an HSA.

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An easy, convenient way to save for healthcare expenses.

Reduce your tax bill and have the convenience of a debit card to make all of your healthcare purchases.
Features


Competitive interest rate.


No monthly service charge.

No minimum balance required to maintain account.

Benefits

Your contributions are not subject to Federal or state income tax1. Most states do not impose a state income tax.

The interest you earn on your HSA account is tax exempt.

Your withdrawals to pay for qualified medical expenses are tax free deductions. You also do not have the same “use it or lose it” rule as a Flexible Spending Account (FSA), so you can let your account grow and save for future medical expenses.

$25 minimum to open the account. $25 account closing fee. Please refer to the fee schedule for more information.

Account opening subject to approval.
1

Please consult a financial or tax advisor regarding your state specific rules.
Success Story

Professional service with a personal touch.

Maria Simili-Croteau
Maria Simili-Croteau
Vice President, Spectrum Industries

I was so impressed with the service I received from Northern Bank, I told my husband, who owns a different company, that he should set up an HSA too. I even told my insurance agent he should start referring Northern Bank to his customers, because Northern Bank made it so easy for us.

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Ready to take the next step? We’re here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams. 

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