Last Revised: January, 2023
FACTS | What Does Northern Bank Do With Your Personal Information? |
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Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account Balances and transaction history • Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Northern Bank share? | Can you limit this sharing? |
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For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes - information about your transactions and experiences | Yes | No |
For our affiliates’ everyday business purposes - information about your creditworthiness | Yes | Yes |
For our affiliates to market to you | Yes | Yes |
For non-affiliates to market to you | No | We don’t share |
Facts | What Does Northern Bank Do With Your Personal Information From The Mobile Application? |
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Why? | The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: • Before granting access to this information, you will be prompted to give the application that permission. • If you do not wish to grant that permission, you may decline. • If you later change your mind, those permissions can be updated in your device's settings. |
What? | Some examples of information our mobile application will request access to are: • Location • Contacts • Camera • Unique device identifier |
How? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, as well as oversight of our third-party providers to ensure personal information remains confidential and secure. In the event of a data breach, we provide timely notification, in accordance with applicable laws. We also recognize the importance of protecting privacy where children are involved. Our mobile applications are not marketed to individuals under the age of 13, and we request that these individuals do not provide personal information through our applications. We do not knowingly collect or use personal information from children under 13. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted. |
Questions? | Please contact Northern Bank's Contact Center at 800-273-6908 (Option 0) or email us at contactcenter@nbtc.com regarding questions about the information included in this Mobile Privacy Disclosure or questions about our mobile application. |