Every year, Earth Day sparks much reflection on green living and environmental protection. But how often do you think about the environment in relation to your banking habits? Fortunately, you can save the environment and your money with these four quick tips.

1. Reduce Fuel Emissions

Instead of jumping into your car the next time you need to deposit a check, cut down on emissions by using your Northern Mobile Banking App. With the mobile banking app and Mobile Deposit, you can simply snap a photo of your check and deposit it into your account right from your smartphone.

2. Go Paperless

Save a check/tree by logging into Northern Bank’s Online Banking and enroll in e-statements today. Business owners can use Northern’s ACH service to pay employees electronically via direct deposit. Finally, carve out time to periodically go through and recycle old paperwork/statements.

3. Be Energy Efficient

Homeowners can apply for a low-cost home equity loan to make energy efficient modifications to their homes. Replacing old doors and windows, adding insulation, and investing in newer, energy efficient appliances are just a few examples that will not only help you save the environment but also save you money on utility bills. For small business owners, there are many federal and state tax credits, grants, and incentives available for businesses that opt to make energy-efficient upgrades. A comprehensive list can be found here.

4. Promote an Eco-Friendly Company Culture

Consumers these days are becoming increasingly aware of the environmental stance of businesses they choose to support. In a recent study by IBM, 70% of consumers say that a company’s eco-friendliness is important to them, and that it drives their purchase decisions. In exchange for customer loyalty, small businesses can work with green vendors or local suppliers, cut down on disposables, and use recyclable packaging.