Due to construction, the drive-up window and drive-up ATM will not be available at our Billerica branch. The branch will remain open during regular business hours, but the drive-up lanes will remain closed during construction.

Important Notice: Beware of fraudulent calls claiming to be from Nacha. Scammers are targeting organizations that originate ACH payments, stating they need to review your current ACH files. Nacha will never contact you directly to ask to review ACH files in this manner. If you receive a call matching this description, or alerts of suspicious activity on your account, please contact us immediately at 1-800-273-6908 Option "0".

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Successful Closings and Exchanges

You find the opportunity.
We’ll find a way to close the deal.

Growing businesses is what we do.

As an entrepreneur, you put a lot of effort and passion into finding the right growth opportunities. At Northern Bank, we’ll work as hard as you do to turn every opportunity into another successful deal for your business.

Closed Jan 2026 | Maine

Thinking of downsizing? Northern Bank delivers.

SIMULTANEOUS SALE OF TWO ADJACENT DUNKIN NETWORKS TO ONE BUYER

$20,000,000+

M&A Advisory Sell-Side

Dan Connelly

Dan Connelly, Managing Director of Northern Advisory Services

Mobile 617-784-7866 | DConnelly@NBTC.com

Closed Nov 2025 | Delaware, Pennsylvania, New Jersey, Virginia, Maryland

Feed your desire to grow.

ACQUISITION OF 165 PAPA JOHNS STORES

$65,000,000.00

C&I Loan

Thomas McLaughlin

Thomas McLaughlin, CLO, Franchise & Restaurant Lending, VP

Office 781-404-1970 | TMclaughlin@NBTC.com

Closed Sep 2025 | Massachusetts

Exchange property and reduce maintenance costs.

STANDARD EXCHANGE TO A LOWER MAINTENANCE PROPERTY

$1,270,000.00

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Massachusetts

Growth plans made to order at Northern Bank.

NEW EQUIPMENT & CRACK'D STORE BUILDOUT

$990,000.00

SBA 7A Loan

Michael O'Brien

Michael O'Brien, Commercial Loan Officer

Office 781-404-1968 | MOBrien@NBTC.com

Closed Sep 2025 | Vermont

Strategic portfolio consolidation across multiple entities.

MULTI-PROPERTY SALE AND ACQUSITION

$6,175,000.00

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Massachusetts

From restaurants to residences, Northern Bank funds your dreams.

DEVELOPMENT OF 42 APARTMENTS AND ONE RETAIL SPACE

Gavin Corcoran

Gavin Corcoran, Senior Commercial Loan Officer, VP

Office 781-569-1571 | GCorcoran@NBTC.com

Closed Sep 2025 | New Hampshire

Building portfolio value through property improvements.

INVESTMENT PROPERTY IMPROVEMENT EXCHANGE

$2,450,000.00

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Florida

Reinvest exchange funds in property enhancements.

INVESTMENT PROPERTY IMPROVEMENT EXCHANGE

$10,000,000.00

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Ready to grow your business?
We're here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams.