There is currently construction being conducted at our Littleton branch location. Due to this, there is only one available entrance/exit into the branch.

Spoofing schemes are on the rise and criminals are now pretending to be bank employees. As a reminder, Northern Bank will not call you and ask for personal information like PINs, passwords, social security numbers, or account numbers. Do not click on any links that you're unfamiliar with and be wary of texts, calls, or emails that ask you to log into, or send money with, payment apps. If you receive a call or text matching this description, or alerts of suspicious activity on your account, please contact us immediately at 1-800-273-6908 Option "0".

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October 1, 2025

Protecting Yourself in the Digital Age

Written by: Raj Sharma Head of Information Security, VP, Northern Bank

October is Cybersecurity Awareness Month, but every day is an opportunity to be aware of cybersecurity. As technology continues to advance rapidly, so do the threats to our digital security. Artificial Intelligence (AI), synthetic identities, deepfakes, and malicious mobile apps are just a few of the emerging threats that employees need to be aware of and protect themselves against.

Understanding These Threats

Artificial Intelligence (AI): While AI can be a powerful tool, it can also be used maliciously. For example, AI-powered malware can evade traditional security measures and launch sophisticated attacks. These attacks can collect large amounts of information and misuse it for malicious purposes such as identity theft and fake advertising.

Synthetic Identities: These are artificial identities created to deceive others. They can be used for fraud, identity theft, and other malicious activities. Attackers gather information using publicly available sources such as social media and data breach databases, then steal real people's information to create fake identities.

Deepfakes: These are highly realistic manipulated media, such as videos or audio recordings, that can be used to spread misinformation or impersonate individuals. There have been numerous cases where attackers have used deepfakes to impersonate high-ranking officials, leading to financial fraud. For example, a British energy firm was defrauded of millions of dollars after a deepfake voice was used to impersonate the company’s CEO.

Malicious Apps: These apps can steal your personal information, infect your device with malware, or engage in other harmful activities. They can sometimes be available on app stores, bundled with legitimate apps, or downloaded from websites.

How to Protect Yourself

Stay Informed: Keep up to date with the latest cybersecurity threats and best practices. This can be done through online resources, training sessions, and newsletters. You can always send questions and concerns to SecurityMatters@NBTC.com for any information security-related questions.

Practice Strong Password Hygiene: Use strong, unique passwords for all your online accounts. Avoid using easily guessable information like birthdays or pet names. Consider using a password manager to help you create and manage complex passwords

Be Cautious of Phishing Attempts: Phishing emails often contain malicious links or attachments that can infect your device with malware. Be wary of unsolicited emails, especially those that ask for personal information or require you to click on links.

Use Multi-Factor Authentication (MFA): MFA adds an extra layer of security to your online accounts by requiring you to provide additional verification factors, such as a code sent to your phone or a biometric scan.

Be Mindful of Social Media: Be cautious about what you share on social media. Avoid posting personal information that could be used to create a synthetic identity.

Regularly Update Software and Firmware: Keep your devices and software up to date with the latest security patches. These updates often contain critical security fixes.

Be Critical of Online Content: Be skeptical of information you find online, especially if it seems too good to be true or is sensational. Verify information from multiple sources before sharing it.

Report Suspicious Activity: If you suspect that you have been a victim of a cyberattack, report it to the appropriate authorities.

Download Apps from Reputable Sources: Only download apps from official app stores like the Apple App Store or Google Play Store. Avoid downloading apps from third-party sources, as they may contain malicious code.

Read App Reviews and Ratings: Before downloading an app, read the reviews and ratings from other users. This can give you a sense of the app’s reputation and whether it has any known issues.

Check App Permissions: Pay attention to the permissions that an app requests. Only grant permissions that are necessary for the app’s functionality. Avoid granting excessive permissions, as this could allow the app to access sensitive information.

Use a Mobile Security App: Consider using a reputable mobile security app to help protect your device from malware and other threats. These apps can scan your device for vulnerabilities and remove any malicious software.

Be Cautious of Phishing Attempts: Be wary of phishing emails, text messages, or social media messages that claim to be from a legitimate app or company. These messages may contain links to malicious apps or websites.

By understanding the threats posed by AI, synthetic identities, deepfakes, and malicious apps, and taking proactive steps to protect yourself, you can help safeguard your personal and professional information. Remember, cybersecurity is a shared responsibility. By working together, we can create a safer digital environment for everyone.

Happy Cybersecurity Awareness Month!

Written by
Raj Sharma
Head of Information Security, VP, Northern Bank

Raj Sharma brings 19 years of Information Security experience in the banking industry to his role at Northern Bank. On the Northern Bank Team since 2018, Raj has played an integral part in building the Information Security function that is so critical to mitigating the ever changing security threat environment. He holds a Masters in Information Security and several industry recognized certifications such as CISSP (Certified Information Security Systems Professional) and CISM (Certified Information Security Manager). Raj is so interested in Information Security, he not only chose it as a career, he makes it his hobby and is constantly learning about new technologies.

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About Northern Bank

Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of $3.22 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender.

 

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