In honor of Juneteenth, Northern Bank branches and the Contact Center will be closed on Thursday, June 19. As always, mobile banking, online banking and our ATM network are available to you 24/7.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
June 11, 2025

First-time buyers create a foundation for their family's future with MHP One+ partnership.

Jose and his spouse, Priscilla, wanted to buy a home of their own for their family of four, but they were worried they didn’t have enough money, or monthly income, to afford it.

“I didn’t really know what my options were,” Jose explained. “So, I went to Northern Bank and made an appointment with Donna, who is their first-time homebuyer specialist. I was nervous and unsure of the process or even what questions to ask, but Donna made me feel right at home.”

“She suggested we apply for an MHP One+ loan and explained that it offers flexibility through a lower down payment and interest rate reduction,” he said. “She was so patient, going over the whole process with us, and each step we would have to take, which was a huge help.”

The entire process, from that initial meeting to the closing, took about four years, but Jose said he was very confident it was going to happen. “I wasn’t worried,” he explained. “I knew it was going to get done. We followed everything Donna asked us to do. She was an angel. She was very patient with us and went out of her way to help us see this through.”

“I trust Donna a lot,” he continued. “We’ve become good friends. When I had to make my first mortgage payment at the bank, I asked Donna to be there with me, because she was such a big part of making this all happen for us. We wouldn’t be here without her.”

Whether you're looking to buy your first home, a new home, or want to tap into the equity in your current home, we're here to help you get started. Connect with us: Our Team | Northern Bank

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About Northern Bank & Trust Company

Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of $3.22 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender.

 

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