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At Northern Bank, we believe your financial journey is more than just numbers, it's about your dreams, your security, and your legacy. This June, as we observe Elder Abuse Awareness Month, we want to start an ongoing conversation about protecting what matters most to you.
To jumpstart the conversation, we’ve shared key warning signs below. These often appear gradually, but early recognition can prevent significant harm.
Financial Red Flags
Unusual Account Activity
Large or unexplained withdrawals, sudden changes in banking patterns, unexpected funds followed by urgent transfer requests, or unpaid bills despite adequate resources. We've seen cases where fund diversion jeopardizes an elder's ability to pay for essential needs like medication, housing, or medical care.
Document and Asset Changes
New names appearing on accounts, modifications to wills or powers of attorney that you don't clearly remember, or missing important papers, jewelry, or valuables, especially when coinciding with new relationships.
Personal and Social Changes
New Relationships with Financial Focus
Be cautious of new "best friends," caregivers, or romantic interests who quickly become involved in your financial decisions or show unusual interest in your assets.
Behavioral Shifts
Reluctance to discuss finances with trusted family members, anxiety or depression related to money matters, or feeling pressured to keep financial information private. An elder's mood could also change due to inability to afford prescribed medications, an alarming consequence of financial exploitation.
Your Protection Strategy
Trust Your Instincts and Contact Us
If something feels wrong, call Northern Bank immediately. We know our customers and can spot when something isn't right.
Verify Before Acting
Always verify unexpected contact by calling organizations directly using numbers you find independently, not numbers provided by callers.
Maintain Open Communication
Discuss significant financial decisions with trusted family members, advisors, or your Northern Bank team.
Your financial security is our shared priority. We're not just processing transactions; we're protecting the foundation of your independence and the legacy you've worked to build.
Local resources are available. Report an incident to the Massachusetts Elder Abuse Hotline by calling (800) 922-2275 or visiting https://www.mass.gov/info-details/report-abuse-of-adults-aged-60.
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Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of $3.22 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender.
Contact us now to learn more about how Northern Bank can help you realize your goals and dreams.