In honor of Juneteenth National Independence Day, Northern Bank branches and the Contact Center will be closed on Friday, June 19. As always, mobile banking, online banking and our ATM network are available to you 24/7.

Due to construction, the drive-up window and drive-up ATM will not be available at our Billerica branch. The branch will remain open during regular business hours, but the drive-up lanes will remain closed during construction.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Closed Mar 2026 | Massachusetts

Get a taste of expansion with Northern Bank.

X NEW RESTAURANTS MAVERICK HOSPITALITY

$6,500,000

C&I Loan

Jessica D'Angelo

Jessica D'Angelo, Head of Franchise and Restaurant Lending, VP

Office 781-569-1591 | JDAngelo@NBTC.com

Closed Jan 2026 | Maine

Thinking of downsizing? Northern Bank delivers.

SIMULTANEOUS SALE OF TWO ADJACENT DUNKIN' NETWORKS TO ONE BUYER

$20,000,000+

M&A Advisory Sell-Side

Dan Connelly

Dan Connelly, Managing Director of Northern Advisory Services

Mobile 617-784-7866 | DConnelly@NBTC.com

Closed Nov 2025 | Delaware, Pennsylvania, New Jersey, Virginia, Maryland

Feed your desire to grow.

ACQUISITION OF 165 PAPA JOHNS STORES

Thomas McLaughlin

Thomas McLaughlin, CLO, Franchise & Restaurant Lending, VP

Office 781-404-1970 | TMclaughlin@NBTC.com

Closed Sep 2025 | New Hampshire

Building portfolio value through property improvements.

INVESTMENT PROPERTY IMPROVEMENT EXCHANGE

$2,450,000

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Massachusetts

Exchange property and reduce maintenance costs.

STANDARD EXCHANGE TO A LOWER MAINTENANCE PROPERTY

$1,270,000

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Florida

Reinvest exchange funds in property enhancements.

INVESTMENT PROPERTY IMPROVEMENT EXCHANGE

$10,000,000

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Vermont

Strategic portfolio consolidation across multiple entities.

MULTI-PROPERTY SALE AND ACQUSITION

$6,175,000

1031 Exchange

Michele Fitzpatrick

Michele Fitzpatrick, 1031 Exchange Relationship Manager, VP

Office 781-569-1852 | MFitzpatrick@NBTC.com

Closed Sep 2025 | Massachusetts

Growth plans made to order at Northern Bank.

NEW EQUIPMENT & CRACK'D STORE BUILDOUT

$990,000

SBA 7A Loan

Michael O'Brien

Michael O'Brien, Commercial Loan Officer

Office 781-404-1968 | MOBrien@NBTC.com

Closed Sep 2025 | Massachusetts

From restaurants to residences, Northern Bank funds your dreams.

DEVELOPMENT OF 42 APARTMENTS AND ONE RETAIL SPACE

Gavin Corcoran

Gavin Corcoran, Senior Commercial Loan Officer, VP

Office 781-569-1571 | GCorcoran@NBTC.com

Closed Sep 2025 | Massachusetts

Treat yourself to more restaurants, with Northern Bank.

ACQUISITION OF 3 DUNKIN' RESTAURANTS

$7,360,000

C&I Loan

Jessica D'Angelo

Jessica D'Angelo, Head of Franchise and Restaurant Lending, VP

Office 781-569-1591 | JDAngelo@NBTC.com

Closed Aug 2025 | Massachusetts

Entertaining a renovation? Northern Bank has you covered.

RENOVATION TO CREATE BILL HANNEY'S ENTERTAINMENT EXPERIENCE

$8,000,000

C&I Loan

Courtney Harkins

Courtney Harkins, Head of Specialty Lending, SVP

Office 781-569-1546 | CHarkins@NBTC.com