Phone call and text spoofing schemes are on the rise, and criminals are now pretending to be bank employees. As a reminder, Northern Bank will not call you and ask for personal information like PINs, passwords, social security numbers, or account numbers. Do not click on any links that you're unfamiliar with and be wary of texts, calls, or emails that ask you to log into online banking or send money with payment apps. If you receive a call or text matching this description, or alerts of suspicious activity on your account, please contact us immediately at 1-800-273-6908 Option "0".

Due to construction, the drive-up window and drive-up ATM will not be available at our Billerica branch. The branch will remain open during regular business hours, but the drive-up lanes will remain closed during construction.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Custom banking solutions for the restaurant business.

Custom banking solutions for the restaurant business.

We’re here to serve you.

Our business checking, lending, and payment solutions are designed to serve the needs of your restaurant business. We offer a variety of banking tools and products to support your business operations and growth.

For more than 30 years, Northern Bank has been proudly helping restauranteurs nationwide expand their businesses. In fact, we consider it a fundamental pillar of our business lending program.

Everything you need to meet your specific business goals.

GROWTH & EXPANSION
RESTAURANT LENDING
  • Term Loans
  • Line of Credit
  • Acquisitions, Expansion
  • New Construction, Remodels, Equipment
  • Working Capital Loan
  • SBA Loans

REAL ESTATE LOANS
  • New Construction
  • Renovations and Expansions
  • Commercial Lines of Credit 
OPERATIONS
BUSINESS BANKING THE EASY WAY
  • Mobile and online access for banking on the go
  • Dedicated team with a direct telephone and email to support your team with same day resolution
  • Remote assistance with system monitoring to resolve problems or train employees
  • Multi-User Management with customer roles, approvals and administrators
  • Hassle-free implementation of transition services
  • Fast, convenient payments

Cash Management tools to save you time.

ACH

Use ACH origination for electronic cash concentration, employee direct deposit, vendor payments and distributions.

SMART SAFE

Save time and reduce employee theft with Smart Safe daily credit service.

WIRES

Initiate domestic and international wire transfers.

MERCHANT SOLUTIONS

Clear, competitive rates, next business day funding and US-based, personal customer service.

Another way Northern Bank can help your business grow.

Upward view of downtown office towers in warm sunlight
NORTHERN 1031 EXCHANGE

Preserve profit and build wealth through tax deferred exchange.

For more than 60 years, we’ve handled all kinds of real-estate and business transactions. We know that effectively managing the tax liability associated with a sale, can have a significant impact on your returns.

If you’re planning to sell an investment or business property, you may be able to defer your taxes with Northern 1031 Exchange. Contact our 1031 Exchange Specialist now to investigate your tax deferred options, improve your cash flow and grow and consolidate your portfolio.

Ready to Upgrade Your Business' Banking

Schedule a meeting with our Restaurant team.