Phone call and text spoofing schemes are on the rise, and criminals are now pretending to be bank employees. As a reminder, Northern Bank will not call you and ask for personal information like PINs, passwords, social security numbers, or account numbers. Do not click on any links that you're unfamiliar with and be wary of texts, calls, or emails that ask you to log into online banking or send money with payment apps. If you receive a call or text matching this description, or alerts of suspicious activity on your account, please contact us immediately at 1-800-273-6908 Option "0".

Due to construction, the drive-up window and drive-up ATM will not be available at our Billerica branch. The branch will remain open during regular business hours, but the drive-up lanes will remain closed during construction.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Partner Site Disclaimer

By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours. 

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Modern banking solutions built for property managers.

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Modern banking solutions built for property managers.

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Save time. Boost efficiency.

From local boutique firms to national enterprises, Northern Bank delivers a high-performance financial infrastructure that simplifies management, streamlines administration, and scales seamlessly as your business grows.

Get the right financial tools for your specific challenges.

Select your current firm size to see how we specifically address your firm’s needs for reporting, efficiency and scalability.

Property Management Essentials

Institutional-Grade Trust & Escrow Solutions

Our Boutique solution allows you to elevate your property management operations with a trust accounting framework built for the modern firm. Leveraging ZEscrow, we provide a transparent, digital-first environment for managing security deposits and association funds.

KEY BENEFITS
  • Secure: Dedicated FDIC-insured Trust Accounts
  • Efficient: Owner Distribution Automation (Monthly)
  • Seamless: Core General Ledger Integration
  • Convenient: Mobile-Optimized Interface
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COMPREHENSIVE BOUTIQUE MANAGEMENT SOLUTIONS
RECEIVABLES MANAGEMENT
  • Simple online rent collection
  • Integrated general ledger posting
  • Basic receivables reporting
PAYABLES MANAGEMENT
  • Basic ACH vendor payments
  • Utility bill consolidation services
  • Manual payment approval workflow
EMPLOYEE MANAGEMENT
  • Role-based access controls (Owner vs. Staff)
  • Comprehensive audit trails for all transactions
  • Secure user authentication

Integrated Growth Engine

Delivers automation, integration and multi-jurisdiction support.

The Regional solution is built for firms experiencing rapid growth, requiring advanced automation, deeper integration capabilities, and the flexibility to manage properties across multiple cities or states.

KEY BENEFITS

  • State-of-the-Art: Advanced API Access for CRM/PM Software

  • Streamlined: Integrated Maintenance Escrow & Ticketing

  • Customized: Dedicated Relationship Manager

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COMPREHENSIVE REGIONAL MANAGEMENT SOLUTIONS
RECEIVABLES MANAGEMENT
  • Automated late fee application and enforcement
  • Diversified payment methods (CC, eCheck, ACH)
  • Real-time transaction synchronization with PM software
PAYABLES MANAGEMENT
  • Automated payment scheduling and reminders
  • Custom payment batching and categorization
  • Integrated vendor management portal
EMPLOYEE MANAGEMENT
  • Multi-location access control configuration
  • Detailed action logging and reporting per user
  • Permission templates for rapid team onboarding

Custom Financial Infrastructure

Our top-tier platform for large-scale operations. The Enterprise solution provides highly customized financial workflows, high-volume transaction processing, and the analytical tools needed to manage complex portfolios.

KEY BENEFITS
  • Scalable: Unlimited High-Volume API Access
  • Efficient: Custom Data Warehousing & Advanced Analytics
  • Comprehensive: Dedicated Relationship Manager & On-site Training
  • Flexible: White-Label Banking Integration Options
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COMPREHENSIVE ENTERPRISE MANAGEMENT SOLUTIONS
RECEIVABLES MANAGEMENT
  • High-volume transaction processing optimization
  • Custom receivables routing and fund allocation
  • Advanced risk management and fraud scoring
PAYABLES MANAGEMENT
  • Complex multi-level approval workflows
  • Integrated invoice capture and OCR processing
  • Mass disbursement API for instant, high-volume vendor payments
EMPLOYEE MANAGEMENT
  • Single Sign-On (SSO) and LDAP integration
  • Deep custom roles and permissions (per unit/region)
  • Centralized compliance monitoring and policy enforcement

Key advantages of our specialized solutions.

Simplified Tax Reporting

Automated account reconciliation and tax statements built directly into online banking.

High-Speed Transactions

Instant ACH and payment processing with robust fraud protection and streamlined vendor disbursements.

Seamless Integration

Pre-built connectors and flexible APIs ensure our banking system plugs directly into your favorite PM software.

Other ways Northern Bank can help your business grow.

SBA Loans*

Northern Bank offers business loans backed by the U.S. Small Business Administration (SBA).

If you have established credit, a Northern Bank SBA loan can give you a leg up on your competition and help you reinvest in your business. By offering low interest rates, your SBA funds go directly towards your business goals and there’s a variety of other exclusive features that give you distinct advantages.

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NORTHERN 1031 EXCHANGE

Preserve profit and build wealth through tax deferred exchange.

For more than 60 years, we’ve handled all kinds of real-estate and business transactions. We know that effectively managing the tax liability associated with a sale, can have a significant impact on your returns.

If you’re planning to sell an investment or business property, you may be able to defer your taxes with Northern 1031 Exchange. Contact our 1031 Exchange Specialist now to investigate your tax deferred options, improve your cash flow and grow and consolidate your portfolio.

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* All loans are subject to credit approval.

Ready to Upgrade Your Company's Banking

Schedule a confidential consultation with our Property Solutions team.