Business Account Rates
Competitive rates to
keep you and your
business growing.
Effective Date:
Northern Business Investment
Savings Account Rates
Northern Business Money
Market Account Rates
CD/IRA
Rates
Non-Profit
Account Rates
Law Firm
Account Rates
Municipal Account
Rates
Northern Business Investment Savings Account 1
Earn additional interest on your excess balances.
Swipe to view table 
Interest Rate | Annual Percentage Yield (APY 2) | Minimum Balance to Open | Minimum Daily Balance to Waive Monthly Service Charge | Monthly Service Charge | |
|---|---|---|---|---|---|
| $.01 - $4,999.99 | .05% | .05% | $25.00 | $5,000.00 | $15.00 |
| $5,000.00 - $24,999.99 | .10% | .10% | |||
| $25,000.00 - $49,999.99 | .10% | .10% | |||
| $50,000.00 - $99,999.99 | .10% | .10% | |||
| $100,000.00 - and above | .10% | .10% |
Northern Business Money Market Account 1
Earn interest and have easy access to your money.
Swipe to view table Interest Rate | Annual Percentage Yield (APY 2) | Minimum Balance to Open | Minimum Daily Balance to Waive Monthly Service Charge | Monthly Service Charge | |
|---|---|---|---|---|---|
| $.01 - $2,499.99 | .05% | .05% | $25.00 | $1,000.00 | $10.00 |
| $2,500.00 - $49,999.99 | .10% | .10% | |||
| $50,000.00 - $249,999.99 | .10% | .10% | |||
| $250,000.00 and above | .10% | .10% |
Certificates of Deposits & IRAs
Looking for security and a better return on your balances?
Swipe to view table Interest Rate | Annual Percentage Yield (APY 2) | Minimum Balance to Open & Earn APY | |
|---|---|---|---|
| 6 months | .30% | .30% | $500.00 |
| 9 months | .30% | .30% | $500.00 |
| 12 months | .30% | .30% | $500.00 |
| 15 months | .35% | .35% | $500.00 |
| 18 months | .40% | .40% | $500.00 |
| 24 months | .40% | .40% | $500.00 |
| 30 months | .40% | .40% | $500.00 |
| 36 months | .40% | .40% | $500.00 |
| 48 months | .40% | .40% | $500.00 |
| 60 months | .40% | .40% | $500.00 |
A penalty will be imposed for early withdrawal from a certificate of deposit. Maximum opening deposit of $250,000.00 per certificate of deposit account. Fees may reduce earnings on the account. $25.00 annual fee for IRA accounts.
Non-Profit Accounts
Law Firm Accounts
Swipe to view table Interest Rate | Annual Percentage Yield (APY 2) | Minimum Balance to Open | Minimum Daily Balance to Waive Monthly Service Charge | |
|---|---|---|---|---|
| IOLTA Interest Checking No monthly fee and no transaction limits on your escrow accounts | .96% | .96% | $25.00 | $0.00 |
| Master Escrow & Sub Accounts Ideal product to secure client funds | .10% | .10% | $25.00 | $500.00 |
Municipal Accounts
Swipe to view table Interest Rate | Annual Percentage Yield (APY 2) | Minimum Balance to Open | Minimum Daily Balance to Waive Monthly Service Charge | |
|---|---|---|---|---|
| Municipal Statement Savings | .10% | .10% | $25.00 | $500.00 |
| Municipal Money Market A higher interest rate product for any municipal and government entity | ||||
| $.01 - $2,499.99 | .05% | .05% | $25.00 | $1,000.00 |
| $2,500.00 - $49,999.99 | .10% | .10% | ||
| $50,000.00 - $249,999.99 | .10% | .10% | ||
| $250,000.00 and above | .10% | .10% | ||
| Municipal Interest Checking Checking product for any municipal and government entity | .05% | .05% | $25.00 | $0.00 |
1
Variable Rate account. The rate may change after the account is opened. Fees may reduce earnings on the account.
2
Annual Percentage Yield (APY): There is no minimum balance required to earn the disclosed annual percentage yield except as otherwise noted.
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