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By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours. 

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Business Account Rates

Competitive rates to
keep you and your
business growing.

Effective Date: July 1, 2025

Northern Business Promotional Savings 1

Grow your savings with competitive interest rates.
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Balance to Waive Monthly Service Charge
Monthly Service Charge
2.57% 2.60% $25.00 $500.00 $10.00
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Northern Business Investment Savings Account 1

Earn additional interest on your excess balances.
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Daily Balance to Waive Monthly Service Charge
Monthly Service Charge
$.01 -
$4,999.99 		.05% .05% $25.00 $5,000.00 $15.00
$5,000.00 - 
$24,999.99 		.05% .05%
$25,000.00 -
$49,999.99 		.05% .05%
$50,000.00 -
$99,999.99 		.05% .05%
$100,000.00 -
and above 		.05% .05%
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Northern Business High Yield Money Market Account 1

Earn interest and have easy access to your money.
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Daily Balance to Waive Monthly Service Charge
Monthly Service Charge
$.01 -
$4,999.99 		4.17% 4.25% $25,000.00 N/A $50.00
$5,000.00 -
$24,999.99 		4.17% 4.25%
$25,000.00 -
$49,999.99 		4.17% 4.25%
$50,000.00 -
$99,999.99 		4.17% 4.25%
$100,000.00
and above 		4.17% 4.25%
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Northern Business Money Market Premier Account 1 3

Earn higher interest and have easy access to your money.
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Balance to Waive Monthly Service Charge
Monthly Service Charge
$.01 -
$49,999.99 		.05% .05% $50,000.00 $50,000.00 $25.00
$50,000.00 - 
$99,999.99 		1.98% 2.00%
$100,000.00 -
$249,999.99 		1.98% 2.00%
$250,000.00 -
and above 		1.98% 2.00%
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Certificates of Deposits & IRAs*

Looking for security and a better return on your balances?
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open & Earn APY
Open a CD
4 months 4.17% 4.25% $500.00 Open a 4-month CD
6 months 3.44% 3.50% $500.00 Open a 6-month CD
9 months 3.44% 3.50% $500.00 Open a 9-month CD
10 months 4.17% 4.25% $500.00 Open a 10-month CD
12 months 3.44% 3.50% $500.00 Open a 12-month CD
15 months 3.44% 3.50% $500.00 Open a 15-month CD
18 months 3.44% 3.50% $500.00 Open a 18-month CD
24 months 3.44% 3.50% $500.00 Open a 24-month CD
30 months 3.44% 3.50% $500.00 Open a 30-month CD
36 months 3.44% 3.50% $500.00 Open a 36-month CD
48 months 3.44% 3.50% $500.00 Open a 48-month CD
60 months 3.44% 3.50% $500.00 Open a 60-month CD

*A penalty will be imposed for early withdrawal from a certificate of deposit. Maximum opening deposit of $250,000.00 per certificate of deposit account. Fees may reduce earnings on the account. $25.00 annual fee for IRA accounts.

Non-Profit Accounts

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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Non-Profit Interest Checking 1
Checking product for 501 (C) 3 organizations 		.05% .05% $25.00
Non-Profit Statement Savings 1
Checking product for 501 (C) 3 organizations 		.10% .10% $25.00
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Law Firm Accounts

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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
IOLTA Interest Checking
No monthly fee and no transaction limits on your escrow accounts 		2.48% 2.48% $25.00
Master Escrow & Sub Accounts
Ideal product to secure client funds 		.10% .10% $25.00
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Municipal Accounts

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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Daily Balance to Waive Monthly Service Charge
Monthly Service Charge
Municipal Statement Savings
A savings product for any municipal and government entity 		.10% .10% $25.00 $500.00 $10.00
Municipal Interest Checking
Checking product for any municipal and government entity 		.05% .05% $25.00 N/A N/A
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HOA Money Market 1

A secure and rewarding way to manage your HOA reserves.
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Interest Rate
Annual Percentage Yield (APY 2)
Minimum Balance to Open
Minimum Daily Balance to Waive Monthly Service Charge
Monthly Service Charge
$.01 -
$49,999.99 		0.75% 0.75% 25.00 $5,000.00 $15.00
$50,000.00 - 
$99,999.99 		1.00% 1.00%
$100,000.00 -
$249,999.99 		1.49% 1.50%
$250,000.00 -
$499,999.99 		1.74% 1.75%
$500,000.00 -
and above 		1.98% 2.00%
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1

Variable Rate account. The rate may change after the account is opened. Fees may reduce earnings on the account.
2

Annual Percentage Yield (APY): There is no minimum balance required to earn the disclosed annual percentage yield except as otherwise noted.
3

New money only. Offer is for a limited time only and is subject to change without notice.

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Contact us now to learn more about how Northern Bank can help you realize your goals and dreams. 

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