Michael Gilberti

Residential Lending - AVP 612422

Mike’s career in residential mortgage lending spans 25 years, and the satisfaction and peace of mind of his clients is his primary concern.  He strives to provide superior service and advice to his clients, based on their particular circumstances.  As a member of the Northern Bank mortgage team, Mike can deliver quality products along with exceptional attention to detail.  Whether you are purchasing your first home, an investment property, refinancing, or buying a vacation home, Mike stands ready to assist and guide you every step of the way.

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Mortgage Rates

Preferred if you plan to stay in your home for a long time and want to pay down your loan faster

15 year fixed

Preferred if you plan to stay in your home for a long time, or prefer stable, low monthly payments

30 year fixed

Preferred if you plan to move or refinance in 5 years or prefer the lowest payments in the near term

5 year ARM