What are tips to avoid paying overdraft fees?

If you have been paying multiple overdraft fees, there are ways to avoid overdrawing your account. We offer many services to help. For instance, you can access your accounts 24 hours a day using online banking or telephone banking services.  Online banking allows you to setup alerts on your account as well as transfer funds. To enroll in online banking, visit the home page of our web site. Telephone banking also allows you the option to transfer funds and provide information on account transactions. You can access telephone banking by calling 1-866-226-5270.  Lastly, you can also speak to a customer service representative to discuss your account transactions by calling us directly at (800) 273-6908.

 

In addition, we offer the ability for you to transfer funds from a statement savings account that can be linked to your checking account. For a nominal fee, funds will be transferred into your checking account to cover the amount of any overdrawn item(s). We also offer an overdraft line of credit called credit reserve as an additional alternative to paying overdraft fees.

 

To discuss the options available to you in more detail, please contact us at (800) 273-6908 or visit your local branch location.