Effective Date :July 23, 2010
Rates subject to change without
notice
 | |
| | | Interest
Rate | Annual
Percentage
Yield+
| Minimum
Balance to Open | Minimum
Balance
Required to Waive
Monthly Fee ** | |
| | Statement
Savings* |
.25% |
.25% |
$25 | $500 | | | | Basic
Passbook
Savings* |
.25% |
.25% |
$10 | $300 | |
| |
Northern Light Savings* |
|
|
|
|
|
| |
$.01-$4,999.99 |
.35% |
.35% |
$25 |
$5,000 |
|
| |
$5,000-$24,999.99 |
.35% |
.35% |
|
|
|
| |
$25,000-$49,999.99 |
.35% |
.35% |
|
|
|
| |
$50,000 - $99,999.99 |
.85% |
.85% |
|
|
|
| |
Over $100,000.00 |
1.00% |
1.00% |
|
|
|
| | Northern
Business Investment
Savings*
| . | | | | |
| |
$.01-$4,999.99 |
.35% |
.35% |
$25 |
$5,000 |
|
| | $5,000-$24,999.99 |
.35% |
.35% |
|
|
|
| | $25,000-$49,999.99 |
.35% |
.35% |
|
|
|
| |
$50,000 -$99,999.99 |
.85% |
.85% |
|
|
|
| |
Over $100,000.00 |
1.00% |
1.00% |
|
|
|
| | Northern
NOW
Account* |
.05% |
.05% |
$25 | $1,000 | |
|
| | Safeguard High Yield Money Market
Account*
(New Money Only) |
|
|
|
|
| |
$.01-$2,499.99 |
.25% |
.25% |
$25 |
$50,000 |
|
| |
$2,500-$49,999.99 |
.35% |
.35% |
|
|
|
| |
$50,000
and up |
1.00% |
1.00% |
|
|
|
| | Money
Market*
| | | | | |
| |
$.01-$2,499.99 |
.35% |
.35% |
$25 |
$1,000 |
|
| | $2,500-$49,999.99 |
.35% |
.35% |
|
$1,000 | |
| | $50,000
and up |
.75% |
.75% |
|
$1,000 | | | | Northern
Business Money Market*
| . | | | | |
| |
$.01-$2,499.99 |
.35% |
.35% |
$25 |
$1,000 |
|
| | $2,500-$49,999.99 |
.35% |
.35% |
|
$1,000 | |
| | $50,000
and up |
.75% |
.75% |
|
$1,000 | | | | *Variable
Rate account. The rate may change after the account is opened. Fees may reduce
earnings on the account.
**Refer to our "Deposit Products"
section for information regarding monthly account fees. | |
| | Certificates of Deposit | |
| |
6
Months |
.85% |
.85% |
$500 | N/A | |
| |
12
Months |
1.09% |
1.10% |
$500 |
N/A |
|
| |
18
Months |
1.29% |
1.30% |
$500 |
N/A |
| | |
24
Months |
1.54% |
1.55% |
$500 | N/A | | | |
30
Months |
1.69% |
1.70% |
$500 | N/A | | | | 36 Months |
1.88% |
1.90% |
$500 | N/A | | | |
48 Months |
2.08% |
2.10% |
$500 | N/A | | | |
60 Months
(New Money Only) |
2.37% |
2.40% |
$500 |
N/A |
| | | |
|
|
|
|
|
| | A penalty will be imposed for early
withdrawal. | | | | IRA
Certificates of Deposit | | | |
6
Months |
.85% |
.85% |
$500 | N/A | | | |
12
Months |
1.09% |
1.10% |
$500 | N/A | |
| |
18
Months |
1.29% |
1.30% |
$500 |
N/A |
|
| |
24
Months |
1.54% |
1.55% |
$500 | N/A | | | |
30
Months |
1.69% |
1.70% |
$500 | N/A | | | | 36
Months |
1.88% |
1.90% |
$500 | N/A | | | |
48
Months |
2.08% |
2.10% |
$500 | N/A | |
| |
60 Months
(New Money Only) |
2.37% |
2.40% |
$500 |
N/A |
|
| | |
|
|
|
|
|
| | A penalty will be imposed for early
withdrawal. Fees may reduce earnings on the account. | |
+There is no minimum balance required to earn
the disclosed annual percentage yield except as otherwise noted. |
