Northern Bank and Trust Company introduces investment services through a brokerage affiliate arrangement with Linsco/Private Ledger (LPL). David Hanafin, the LPL Registered Representative located at Northern Bank and Trust Company is committed to assisting you in reaching your financial goals. Whether your goals are saving for education, retirement planning, wealth management, or small business asset management, Northern Financial can help you meet your future financial objectives. David has substantial experience working one on one to address the unique investment needs of each client. He has spent more than a dozen years in the financial services industry. In 2001, he was appointed Vice President, Senior Financial Consultant at Cambridgeport Bank, where he served both before and after its purchase by Citizens Bank. Prior to that, he worked with divisions of Bank Boston, Fleet Financial and New York Life

David, as your LPL financial advisor, will familiarize you with a wide range of services and tailor an investment plan that addresses your specific financial needs. He can help you make sense of the vast array of investment options and make well-informed decisions about your financial future.

The financial services available through Northern Financial include access to:

• Mutual Funds
• Annuities
• Insurance
• IRAs, KEOGHs, SERPs and Other Retirement Products
• Education Saving Plans
• Stocks and Fixed Income Products

• Securities offered through Linsco/Private Ledger (LPL), Member FINRA, SIPC
• Insurance offered through Private Ledger Insurance Services of MA, Inc.
• Not insured by the FDIC, any government agencies or any other deposit insurance
• Not obligations of and are not guaranteed by Northern Bank and Trust Company
• Are subject to investment risk, including possible loss of principal invested
• Are not a deposit