Northern Bank and Trust Company

Business > Borrowing

At Northern Bank, we take a collaborative approach to supporting the growth of local businesses. We recognize how much local businesses contribute to the community at large and understand that borrowing is sometimes necessary to help you meet your goals.

Whether you’re an entrepreneur starting or expanding a business, a construction contractor with a large-scale renovation project, or looking to acquire new equipment, our lending team will work with you to develop the right financing. Think of us as your strategic business partner.

Northern Bank is one of the top commercial lenders in Massachusetts, according to lending data from The Warren Group. Find out more.

Franchise Lending

Northern Bank is a national franchise lender positioned to respond quickly to your loan request.  We provided over $130MM in franchise financing in 2014 alone.  The Warren Group rated us the Top Commercial Lender in 2014 and SNL Financial rated us the Best Performing Community Bank for the last five years in a row.  Contact Ray Clark at 781-569-1525 for information of franchise lending.

Lines of Credit
A line of credit from Northern Bank gives business owners the flexibility to access funds when they need to, and repay on a schedule that works for them.

Term Loans
Whether your business needs new equipment or a new vehicle, we can help with competitive and flexible terms.

Working Capital Loans
Short-term working capital loans can be an effective tool for managing finances through the normal ebb and flow of a business.

Small Business Administration (SBA) Loans
Supported by the federal government, an SBA loan can be the perfect solution for entrepreneurs looking to start a business, purchase an existing business or fund future expansion.

Real Estate Loans
Whether you are buying, building, renovating or investing, Northern Bank can help with cost-effective real estate lending solutions.

  • New Construction
  • Renovations and Expansions
  • Long-Term Real Estate Loans
  • Commercial Lines of Credit

Neighbors your business can bank on

For more information about our wide array of business products and services, visit any of our offices, use our information request form, or call us at 800.273.6908.


Equal Housing Lender Member FDIC NMLS# 472275
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275 Mishawum Road • Woburn, MA 01801 • 800.273.6908
© 2017, Northern Bank & Trust Company. All rights reserved.


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